Efficient Card Campaign

Yapı Kredi Efficient Card: Exclusively Designed for Farmers!

Pay your electricity bill at Aydem Perakende Customer Relations Centers using the Yapı Kredi Efficient Card, and take advantage of the interest-free payment option for up to three months, allowing you to defer your bill payment until the harvest season!

Aydem Perakende customers can benefit from the specially offered Direct Debit System for agricultural institution payments, ensuring a fast, easy, and reliable process for automatic payments.

To immediately take advantage of the advantageous opportunities offered by the Efficient Card exclusively designed for farmers, you can apply at a Yapı Kredi branch.

What is a Direct Debit System (DDS)?

The Direct Debit System (DDS) is a specialized payment system that enables us to efficiently and reliably collect our customers' electricity debts in a user-friendly manner. This system is designed to automatically collect customer debts within predetermined credit limits according to their payment deadlines. For more information about DDS, you can contact Yapı Kredi Bank.

Advantages that come with the Efficient Card

Simplicity in Agricultural Payments

Benefit from the option to make purchases of agricultural products with deferred payment terms through Yapı Kredi's partner agricultural companies. Simplify agricultural payments using a MasterCard credit card accepted at all businesses.

Flexible Payment Options

Manage your purchases of agricultural products with the freedom to make payments either in cash or through flexible installment plans. Take control of your finances by setting payment amounts and due dates.

Alternative Payment Options

Make your payments easily through the modern method of card payments, eliminating the need for checks, promissory notes, or letters of guarantee. Streamline your agricultural operations with efficient and dependable payment processes.

Stable Cash Flow

Don't worry if you don't have sufficient balance in your account on the payment due date. Address short-term cash shortages during times of need with favorable interest rates, ensuring smooth business management.

Our customers who want to apply for the Efficient Card must be engaged in agricultural activities. In this regard, our customers who use this card can pay their bills across all participant groups like Agricultural Activities (Agricultural Irrigators), etc.
Our customers who make their payments under the campaign can repay the paid bill amounts after three months without interest.
The term of the campaign is determined by the bank and as a company Aydem Perakende is not responsible for this term.

What is the customer benefit offered in this campaign?

By ensuring that our customers pay their consumption bills on time, they will be able to repay the bank after three months without interest. Our customers who aren't able to pay after three months will have a chance to make their payments on their card due dates if they wish.

What are the scope and the terms of applicaition?

Customers who are Aydem Perakende customers and have Yapı Kredi Efficient Card and are engaged in agricultural activities can benefit from this campaign. Efficient Card applications can only be made at Yapı Kredi branches.

How can I benefit from this campaing?

You can apply for an Efficient Card at your nearest Yapı Kredi Branch and start profiting from the advantages of the campaign now.

What is Direct Debit System (DDS)?

The Direct Debit System (DDS) enables us to collect electricity consumption debts from customers within predetermined credit limits, on payment terms, with minimal operational and financial costs. Detailed information can be obtained from Yapı Kredi Bank.

Do you accept applicants from all cities?

The campaign covers the entire country. It is available for only Aydem Perakende customers who pays electricity bills from all over Türkiye without provincial borders.

Can I pay my bill debt in installements whit this campaing?

The campaign does not cover installments, and you can make your repayments to the bank interest-free after three months.

Can I pay postpone the due date for a longer period?

Under the campaign, only three months of interest-free maturity is set by the bank and there is no additional deferral option.

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COMMERCIAL QUALITY CODE NO.	COMMERCIAL QUALITY INDICATOR	STANDARD DURATION	AMOUNT OF COMPENSATION OR ACTION TO BE TAKEN YEAR 2024
1	Applications recorded by the Consumer Services Center are finalized and communicated to the consumer in accordance with their request, either in writing or through a permanent data storage device	Within 15 business day	Residential Subscribers: TRY 193 Other Subscribers: TRY 385
2	Sending the second notification to the consumer (along with written and permanent data storage device)	At least 5 business days given for payment, following the last payment date	If disconnection has occurred, no disconnection-reconnection fee is charged. The responsible supply company bears this cost Residential Subscribers: TRY 193 Other Subscribers: TRY 385
3.1	Communicating the results of investigations into objections about billing/payment notifications related to the responsible supply company to the consumer, either in writing or via a permanent data storage device, as per the consumer's request	Within a period of 10 business days	Residential Subscribers: TRY 193 Other Subscribers: TRY 385
3.2	After the responsible supply company receives the investigation results regarding objections to billing/payment notifications, these results are to be communicated to the consumer in accordance with their request, either in writing or through a permanent data storage device	Within a period of 3 business days	Residential Subscribers: TRY 193 Other Subscribers: TRY 385
4	If an objection to a bill/payment notification is justified, the consumer should be reimbursed for any overcharged amount related to the consumption cost in question	Within a period of 3 business days	The reimbursement will consist of 50% of the overcharged amount, plus any late payment penalties, Residential Subscribers: Up to a maximum of TRY 2,405 + late payment fees Other Subscribers: Up to a maximum of TRY 4,811 + late payment fees
5	In the event of termination or expiration of a retail sales contract, the cash deposit amount collected should be refunded to the consumer	The refund should be made within a maximum of 5 business days from the date of contract termination, provided that all debts have been paid and the security deposit has been updated	The refund will consist of 50% of the remaining amount after deducting the principal debt from the updated deposit amount, along with late payment fees if the refund occurs more than 5 business days after the contract termination date Residential Subscribers: Up to a maximum of TRY 2,405 + late payment fees Other Subscribers: Up to a maximum ofTRY 4,811 + late payment fees
6	Establishment of a retail sales contract upon properly submitted applications	To be completed within the same day	Residential Subscribers: TRY 193 Other Subscribers: TRY 385
7	Providing information to the distribution company for record-keeping about the established retail sales contract	On the day the contract is established	Residential Subscribers: TRY 193 Other Subscribers: TRY 385
8	Initiating legal action for debts not paid on time	At least 45 days after electricity is cut off following the second notification	Residential Subscribers: TRY 243 Other Subscribers: TRY 770

COMMERCIAL QUALITY CODE NO.

COMMERCIAL QUALITY INDICATOR

STANDARD DURATION

AMOUNT OF COMPENSATION OR ACTION TO BE TAKEN YEAR 2024

Applications recorded by the Consumer Services Center are finalized and communicated to the consumer in accordance with their request, either in writing or through a permanent data storage device

Within 15 business day

Residential Subscribers: TRY 193
Other Subscribers: TRY 385

Sending the second notification to the consumer (along with written and permanent data storage device)

At least 5 business days given for payment, following the last payment date

If disconnection has occurred, no disconnection-reconnection fee is charged. The responsible supply company bears this cost Residential Subscribers: TRY 193
Other Subscribers: TRY 385

3.1

Communicating the results of investigations into objections about billing/payment notifications related to the responsible supply company to the consumer, either in writing or via a permanent data storage device, as per the consumer's request

Within a period of 10 business days

Residential Subscribers: TRY 193
Other Subscribers: TRY 385

3.2

After the responsible supply company receives the investigation results regarding objections to billing/payment notifications, these results are to be communicated to the consumer in accordance with their request, either in writing or through a permanent data storage device

Within a period of 3 business days

Residential Subscribers: TRY 193
Other Subscribers: TRY 385

If an objection to a bill/payment notification is justified, the consumer should be reimbursed for any overcharged amount related to the consumption cost in question

Within a period of 3 business days

The reimbursement will consist of 50% of the overcharged amount, plus any late payment penalties, Residential Subscribers: Up to a maximum of TRY 2,405 + late payment fees Other Subscribers: Up to a maximum of TRY 4,811 + late payment fees

In the event of termination or expiration of a retail sales contract, the cash deposit amount collected should be refunded to the consumer

The refund should be made within a maximum of 5 business days from the date of contract termination, provided that all debts have been paid and the security deposit has been updated

The refund will consist of 50% of the remaining amount after deducting the principal debt from the updated deposit amount, along with late payment fees if the refund occurs more than 5 business days after the contract termination date Residential Subscribers: Up to a maximum of TRY 2,405 + late payment fees Other Subscribers: Up to a maximum ofTRY 4,811 + late payment fees

Establishment of a retail sales contract upon properly submitted applications

To be completed within the same day

Residential Subscribers: TRY 193
Other Subscribers: TRY 385

Providing information to the distribution company for record-keeping about the established retail sales contract

On the day the contract is established

Residential Subscribers: TRY 193
Other Subscribers: TRY 385

Initiating legal action for debts not paid on time

At least 45 days after electricity is cut off following the second notification

Residential Subscribers: TRY 243
Other Subscribers: TRY 770

Excluding Taxes, Funds and Shares approved by EMRA and to be applied as of September 1, 2022; Green Tariff
Distribution System Users
Consumers Purchasing Energy from the Charged Supply Company
	Green Energy Cost	Distribution Fee	Capacity		Green Energy + Distribution	Reactive Energy
	Green Energy Cost	Distribution Fee	Güç Cost	Güç Excess Fee	Single Stroke	Reactive Energy
	kr/ kWh	kr/ kWh	kr/ Ay/ kW	kr/ Ay/ kW	kr/ kWh	kr/ kVARh
Medium Voltage
Double Term
Industry	405, 9469	14, 7972	491, 7791	983, 5582	420, 7441	48, 2956
Public and Private Services Sector and Others	405, 9469	23, 0611	791, 7604	1.583, 5208	429, 008	48, 2956
Domicile	405, 9469	22, 8419	772, 1378	1.544, 2756	428, 7888
Agricultural Activities	405, 9469	18, 9925	764, 0998	1.528, 1996	424, 9394	48, 2956
Lighting	405, 9469	22, 1336	786, 9972	1.573, 9944	428, 0805
Monomial
Industry	405, 9469	16, 3448			422, 2917	48, 2956
Public and Private Services Sector and Others	405, 9469	28, 766			434, 7129	48, 2956
Domicile	405, 9469	28, 2039			434, 1508
Agricultural Activities	405, 9469	23, 6477			429, 5946	48, 2956
Lighting	405, 9469	27, 6100			433, 5569
Low Voltage
Monomial
Industry	405,9469	25,2888			431,2357	48,2956
Public and Private Services Sector and Others	405,9469	34,2716			440,2185	48,2956
Domicile	405,9469	33,5187			439,4656
Agricultural Activities	405,9469	28,1603			434,1072	48,2956
Lighting	405,9469	32,8247			438,7716
Transmission System Users
Green Energy Cost
kr/kWh
405,9469